CHEQUING

Discover Scotia's chequing accounts

Earn up to $800 with a Scotiabank banking package and eligible investment plans5,◊.

Chequing account benefits

Use your account for everyday spending like paying bills and making purchases.

MOST PERKS

Ultimate Package

$0* or $30.95 per month


Special offer tag

Earn up to $800 with an Ultimate Package and eligible investment plans.5,◊
Get the offer


Unlimited
debit and Interac e-Transfer transactions6

Ongoing annual fee waived
on select credit cards (up to $150)7

10 free equity trades
with Scotia iTRADE® in your first year8

MOST POPULAR

Preferred Package

$0* or $16.95 per month


Special offer tag

Earn up to $800 with a Preferred Package and eligible investment plans.5,◊
Get the offer


Unlimited
debit and Interac e-Transfer transactions6

First year annual fee waived
on select credit cards (up to $150)11

Trade 1, get 1 free
with Scotia iTRADE®12

THE ESSENTIALS

Basic Plus Bank Account

$0* or $11.95 per month


Up to 25 free
debit transactions per month6

Free
Interac e-Transfer transactions 

Send money globally
for $1.99 per transfer13

STUDENT

Student Banking Advantage® Plan

$0* per month


Special offer tag

Earn up to $385 in value when you bundle your banking.3
Get the offer


Unlimited
debit and Interac e-Transfer transactions6

Earn 1 Scene+ point
for every $5 spent16

YOUTH

Getting There Savings Program® for Youth

$0* per month


Unlimited
debit and Interac e-Transfer transactions6

Earn 1 Scene+ point
for every $5 spent16

Earn interest
on every deposit

BANKING, SIMPLIFIED

Basic Bank Account

Just $3.95 per month


12 free
transactions per month6

Unlimited
Interac e-Transfer transactions 

Need help choosing an account?

Included with every Scotia account

Mobile and online banking

Mobile cheque deposit

Free credit score††

Convenient shopping with VISA* Debit and Interac Flash payments

Apple Pay, Google Pay, and Samsung Pay

Frequently asked questions

Bank better

Looking to change your Scotia account?


We’ll help you make the switch. 

Get rewarded with Scene+™ 


Scotiabank offers the only debit cards that allow you to earn Scene+™ points on every purchase.

Get the Scotiabank Passport® Visa Infinite* Card


Scotiabank is the only major bank offering you no foreign transaction fees, including for shopping online or abroad.1