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Here's what you need to know before filing your first income tax return as a student.
Advice for students
All the how-tos, tips, and tools you need to set yourself up for financial success during and after school.
Want one-on-one help? Talk to one of our advisors.
Juggling classes and finances? We can help.
Find expert advice to help manage your money better in the Student Hub.
Level up your money skills
Develop smart money habits with banking advice designed for you.
Start a financial plan
Planning your financial future can feel overwhelming, but you don’t have to do it alone. A Scotia advisor can help you come up with a plan.
Build a budget
It’s a great feeling when you know you’re in control of your money. It all starts with a budget.
Start getting out of debt
This step-by-step guide will teach you all the tips and tricks you need to know to help you get out of debt faster and get back to your life.
Want to make money conversations less stressful?
Take the Money Style quiz and uncover your
unique perspective on money.
Useful Tools
Managing your money just got smarter
See personalized insights, track spending, and budget in our mobile app with Scotia Smart Money by Advice+.
Learn where you're spending and saving
Use our calculator to get a better picture of your spending during the school year. Then, budget the rest for your goals.
Looking for your first credit card?
Our rewards calculator can help you find a credit card that fits your lifestyle, spending habits, and goals.
Frequently asked questions
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Source: Stats Canada, 2020.
♢
Canadian Federation of Students, 2021.
^
Source: Government of Canada, 2019.
^^ Source: National Students Loans Service, 2022
®
Registered trademark of The Bank of Nova Scotia.
™
Scene+ and the Icon Design are trademarks of Scene Plus IP Corporation, used under license.
*
Value of up to $360 in welcome bonuses and point value with the Scene+™ Student Banking Bundle includes $100 cash bonus and up to 13,250 in bonus Scene+ points (valued at up to $132.50) as follows:
- $100 cash offer for new Student Banking Advantage® Plan customers
- 5,000 Scene+ points ($50 value) for new Scotiabank® Scene+™ Visa* Card customers
- 1,250 Scene+ points ($12.50 value) for new customers who combine the products above with a new MomentumPLUS Savings Account
- 5,000 Scene+ points ($50 value) when you bundle all 3 of the above accounts and complete certain qualifying transactions
- $149.90 in savings with the Scotia iTRADE® perk for Student Banking Advantage Plan holders ($4.99 per trade and Trade 1 Get 1 Free at Scotia iTRADE®)
Conditions apply. Please see Scotiabank® Scene+™ Bundle for Students Offer.