Reward yourself with every purchase! Use your SCENE VISA card and receive 1 SCENE point for every $1 in purchases you make with the card at all merchants3 . Use your card for all your purchases – like shopping, groceries, gas, travel, utilities, or the dentist and you’ll maximize your reward. To earn points even faster, use your SCENE VISA card at participating Cineplex Entertainment theatres - including Cineplex Odeon, Galaxy, Famous Players, Paramount, SilverCity, Coliseum, Colossus and Scotiabank theatres and you’ll receive 5 SCENE points for every $1 spent. Earn SCENE™ Points FASTER! Are you already a SCENE member? Log in to scene.ca & Apply Not a SCENE member yet? Sign up today & Apply

Your new SCENE™ VISA* card offers you many valuable, money saving benefits, including:

There’s no annual fee. Unlike many rewards cards, there is no annual fee on your SCENE VISA card.

Flexible payment. You can choose to:

• Pay your balance in full up to 21 days from the statement date and pay no interest on your new purchases.⁴
• Or extend your payments over time at our
  competitive interest rate.

Rental Car Discounts.

• Save with discounts of up to 20% at participating AVIS car rental locations worldwide. Simply present your SCENE VISA card at any participating location. Or visit www.AVIS.com or call 1-800-TRY-AVIS (879-2847) and quote the rebate number C030400.

Scotia®* VISA Cheques⁵. Use Scotia VISA Cheques to:

• Transfer balances from gas and retail cards that charge higher interest rates.
• Pay for a large purchase, insurance premiums, medical bills, or utility bills.

Easy access to your SCENE VISA account through electronic banking when you link your SCENE VISA account to your ScotiaCard™*. You can use Scotiabank ABMs, TeleScotia®* Telephone Banking and Scotia OnLine®* Financial Services for
VISA account information, bill payments and free VISA mini-statements.


Instant cash advances. Simply pick a Personal Identification Number (PIN) at any Scotiabank branch to obtain cash advances at:

• Over 1 million ABMs around the world displaying the VISA/PLUS⁶ symbols.
• Over 18,900 ABMs displaying the INTERAC⁶ symbol in Canada, including Scotiabank ABMs.
• Or, access your SCENE VISA account with your ScotiaCard when you link the two accounts together.

Scotia VISA Balance Protection (optional). If you’re between 18 and 54 years of age, you can insure your SCENE VISA account balance for up to $20,000:

• In the event of death, diagnosis of a health crisis,
  disability and involuntary unemployment.
• For a monthly premium of as little as $0.95 per
  $100 of your outstanding balance.
• If your previous month’s VISA statement balance is
  zero, you pay nothing.
  
  Coverage is available to customers age 55 to 65 without the health crisis protection. For more information, please call the insurer of the plan, ACE INA Life Insurance, at 1-800-461-0285 weekdays from 8 a.m. – 6 p.m. (E.T.).

See the Program Terms and Conditions at scene.ca.

For current rates and information on fees and interest cost, call 1-888-882-8958.

To order additional cards, simply download our supplementary card order form, complete and sign the form and drop it off at your Scotiabank branch.

™ SCENE is a Trademark of Scene IP LP.
1 No annual fee. Interest rate of 19.50% is effective as of September 1, 2008, subject to change without notice. Learn more about VISA card fees and VISA card interest rates.
2 To be eligible for the 2000 bonus points a purchase must be made within 60 days of opening your SCENE VISA account. The bonus is limited to one VISA account opening per SCENE membership.
3 SCENE VISA cardholders will receive points for purchases made with their SCENE VISA card. SCENE VISA cards must be connected to a SCENE membership in order to earn points. SCENE Points can only be redeemed at participating Cineplex Entertainment theatres or scene.ca. Some conditions and limitations apply. Visit scene.ca for complete details.
4 Provided that your pay your balance in full each month by the payment due date. Effective May 1, 2008, the interest-free grace period will change from up to 26 days to up to 21 days.
5 Subject to available credit. Scotia VISA Cheques are treated as a cash advance and interest applies from the transaction date until the amount is repaid in full.
6 The Bank of Nova Scotia authorized user of the mark.