If you want to know what your interest rate will be, no matter what happens to rates... And what your monthly payments will be, so you can budget accordingly... And when the loan will be repaid... Then a Scotia Plan® Loan is what you are looking for.

Loans have terms of one to five years, with amortizations of up to 25 years. And, the rates are fixed so your payments won't increase should interest rates rise.

Choose from:

• A fully secured loan of up to $150,000*
• An unsecured loan of up to $50,000*

We also offer:

• The Scotia Total Equity^® Plan - Use your home to lower the cost of your borrowing.
  
  
• The flexibility of a ScotiaLine^® Personal Line of Credit - It's like a personal fund you draw on whenever you choose.
  
  
• Affordable creditor life and disability insurance to reduce your family's financial risk.

Checks and Balances made easy

With a Scotia Plan Personal Loan, your payments are arranged to fit your budget and can be automatically withdrawn from your Scotiabank account. Check your balance anytime online using Scotia OnLine^® Internet Banking.

Arranging a personal loan is easy - just visit your Scotiabank branch today.

*Subject to credit approval and security provided