Cash back credit cards

Earn cash back every time you shop.

Choose the credit card that’s right for you

Cash back
Scotiabank Momentum Visa Infinite credit card

Scotia Momentum® Visa Infinite* Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, no annual fee in the first year, including on additional cards.1

 

Annual fee: $120
Interest rates: 20.99% purchases / 22.99% cash advances

Cash back
Scotia Momentum Visa credit card

Scotia Momentum® Visa* Card

Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2

 

Annual fee: $39
Interest rates: 19.99% purchases / 22.99% cash advances

No annual fee
Scotia Momentum No-Fee Visa credit card

Scotia Momentum® No-Fee Visa* Card

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).2 Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (2% fee per cash advance, 22.99% after that; annual fee $0).2

 

Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances

Cash back
Scotia Momentum Mastercard credit card

Scotia Momentum® Mastercard®* credit card

Earn 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.1

 

7.99% introductory interest rate on purchases for the first 6 months (20.99% after that;  annual fee $0).2

 

Annual fee: $0
Interest rates: 20.99% purchases / 22.99% cash advances

Plan today for a secure tomorrow

Scotia Credit Card Protection

New! Discover your credit card rewards

Enter your monthly spending details to compare Scotiabank's credit card benefits and calculate your rewards.

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Booking.com Rewards

Mastercard cardholders will receive up to 7% off when booking accommodations marked with the Mastercard label and prepaying for such accommodations using an eligible Mastercard credit card at booking.com/mastercardcanada