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GIC Functions on Scotia OnLine
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GIC Functions on Scotia OnLine

It's easy to purchase or renew your Canadian dollar GIC online! Plus you'll get a 1/4% bonus* just because you've done it online!

Select one of the links below for full details of online GIC functions:

View your Scotia GIC balance

  1. Sign in to Scotia OnLine® at: https://www.scotiaonline.scotiabank.com
  2. Select the "Investing" tab.

Account Information/TransfersView Non-Registered GIC details

To view your Non-Registered GIC details such as Principal, Term, Interest Rate, Issue Date, Maturity Date, Renewal Instructions, Interest Payment Frequency and more, simply:

  1. Sign-on to Scotia OnLine and select the "Investing" tab.

  2. Under the "Accounts & Transfers" sub-tab, select "Account Details" from the left-hand navigation.

  3. From the drop-down menu, select your non-registered GIC account.

Purchase a Scotia GIC**

Investment PurchaseTo purchase a new registered or non-registered Scotia GIC, simply:

  1. Sign in to Scotia OnLine, and select the "Investing" tab.

  2. Under the "Scotia Investments" sub-tab, select "Investment Purchase" from the left-hand navigation.

  3. Indicate the type of purchase you wish to make: For Non-Registered GICs, select "GIC" under "Non-Registered Savings" from the "New Account Purchase" drop-down menu and select "Submit".

    For Registered GICs, you have 2 options:

    • To open a new Scotia RSP account, select "GIC - RRSP" from the "New Account Purchase" drop-down menu and select "Submit".

    • To contribute to your existing Scotia RSP GIC and Savings account plan, select your account number from the "Existing Account Purchase" drop-down menu and select "Submit".

    Screenshot, new purchase

Renew an existing Scotia GIC

To renew a Scotia GIC online or change previous renewal instructions:

  1. Sign in to Scotia OnLine, and select the "Investing" tab.

  2. Under the "Scotia Investments" sub-tab, select "GIC Renewal" from the left-hand navigation.

  3. Complete the GIC renewal information.

Screenshot, GIC renewal

Please Note: Be sure to have your RSP account number (if applicable), and your GIC certificate number on hand, as you will need these to fill out the online form.

Re-price a Cashable GIC

This function is available for non-registered Cashable GICs as well as any Cashable GICs you have in a Registered Savings Plan.

  1. Sign in to Scotia OnLine, and select the "Investing" tab.

  2. Under the "Scotia Investments" sub-tab, select "Cashable GIC Re-Pricing" from the left-hand navigation bar.

  3. Complete the GIC Re-Pricing information.

Screenshot, re-price cashable GIC

Please Note: Be sure to have your RSP account number (if applicable), and your GIC certificate number on hand, as you will need these to fill out the online form.

Already a Scotiabank Customer?

If you're a Scotiabank customer, all you need to start investing online is a ScotiaCard and a recent internet browser to activate Scotia OnLine.

Not a Scotiabank Customer?

In order to invest online using Scotia OnLine, the first thing to do is to open a Scotiabank day-to-day banking account. We make it easy, simply:

You can also use Scotia Simple Switch to easily transfer your accounts from another financial institution to Scotiabank.

* Bonus offer is on our posted rates. Offer does not apply to The Ultimate Laddered™ GIC, Stock-Indexed GICs, Interim Stock-Indexed GICs, Accelerated-Rate GICs and cannot be used in combination with any other rate bonus, offer or promotion. Offer may be changed or withdrawn at any time without notice.

** Stock-Indexed GICs, Market Powered GICs and Dividend Fund GICs are only available for purchase and/or renewal at your local Scotiabank branch.



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