 Your credit rating is like a financial report card, which creditors use when assessing your credit-worthiness. Many Canadians don't realize they can and should regularly review their own credit report; to correct outdated or inaccurate information, to understand why they may have been declined credit, or to protect their information from identity theft.
Know What's on Your Credit Report
Your credit report includes personal information about you, as well as details about your credit products and payment history. Information about past bankruptcy, judgements, tax liens and other items will also be included, if applicable. Learn more about what's in your credit report.
Request Your Credit Report
Scotiabank is pleased to offer the convenience of links to Equifax Canada, a recognized leader in the consumer and commercial credit reporting and information services industry.
Available Options for Requesting Your Confidential Credit Report:
- Free Credit History Report
To obtain your credit report at no charge, simply download and mail the Credit Report Request Form to Equifax Canada Inc., or call Equifax at (1-800-465-7166).
- Equifax Credit Report
For a one-time fee, request your credit report online and access it any time for up to 30 days. Details of your credit cards and loans are provided in an easy-to-read, printable format.
- Score Power™
Proactively manage your credit score, and be able to negotiate the best loan rates. Score Power is an online service providing consumers with an individual Equifax Credit Profile™, a Fair Isaac FICO score and a personalized score analysis. A one-time fee enables you to access Score Power at any time for up to 30 days.
All customer communications with Equifax Canada Inc. are confidential. Scotiabank does not receive copies of, or have access to customer information, credit reports or credit scores resulting from customers transacting with Equifax Canada Inc.
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