¹ Customers must be 60 or older to be eligible for this discounted monthly fee.

² Self-service transactions are debit transactions processed without the help of a teller through a Scotiabank ABM, telephone or Internet banking including cheques, bill payments (including pre- authorized payments) and Interac*** Direct Payments.

³ Teller-assisted transactions are debit transactions processed directly with a teller at a Scotiabank branch.

⁴ No fees to transfer funds to your other Scotiabank accounts using Scotia OnLine®, Scotiabank® Mobile Banking, Scotiabank ABM and TeleScotia^®

⁵ Qualifying Students are full-time students attending a Canadian university, community college, CEGEP or other recognized post-secondary school. To take advantage of the Student Banking Advantage Plan account benefits, you will need to visit your branch each calendar year prior to October 31st and present proof that you are enrolled full-time in a qualifying post-secondary school. When you are no longer enrolled full-time or you have not presented proof of full-time post-secondary school enrollment, the plan will be removed and the account will automatically be converted to a Powerchequing account.