Take the shortcut home.
eHOME — the online mortgage hub.

Now you can be pre-approved, search for a home, switch to Scotiabank and get mortgage approval all in one place, all online.1 So applying for a mortgage is now faster and easier than the usual route.

 

Sign in if you’re returning to Scotiabank eHOME.

Is this Mortgage right for you?

Right for you if you:

  • Need to purchase a property or switch your existing mortgage to Scotiabank
  • Need to complete a mortgage pre-approval
  • Need the ability to transfer existing mortgage to a new property during the term if needed
  • Prefer multiple prepayment options of up to 15% each year

May not be right for you if you:

  • Prefer the advice of a Scotiabank Advisor to review other solutions that may be appropriate for your needs

Purchasing a home or want to switch your existing mortgage to Scotiabank? You can do this all online with eHOME!1

Exclusive online offers

Exclusive online offers

Preferred mortgage rates just for you. And, save up to $300 in appraisal fees.2

Simple and secure

Simple and secure

Complete your application when and where you want. No appointments required.3

Help when you need it

Help when you need it

If you have any questions, a mortgage specialist is here to help.

Real-time updates

Real-time updates

You’ll always know the status of your application with Real-time updates.

Get pre-approved in minutes!

Get an online exclusive rate guarantee and download your pre-approval letter in minutes.

Search for your dream home through REALTOR.ca® in eHOME

Apply for a mortgage online.

If you’ve already made an offer on a home, you can simply submit your mortgage application through eHOME.

 

Obtain preferred mortgage rates just for you. And, save up to $300 in appraisal fees.2

Switching your mortgage is easy.

Once you provide us with your mortgage details, you can simply submit your mortgage application through eHOME.1


Switch now to save on mortgage closing costs and up to $300 in appraisal fees.4

Scotia Personal Line of Credit

Use your access card to make in-store and online purchases at a low interest rate

 

Borrow between $10,000 and $500,000

Get a Scotia Total Equity plan (STEP) through eHOME

STEP is a flexible borrowing plan tied to the equity in your home.

 

Choose from different kinds of Scotiabank credit products all with one easy application.1

Scotia Mortgage Protection Insurance*

Available exclusively to Scotia Mortgage customers, this optional mortgage insurance can pay off your outstanding balance or help cover your payments during times of financial hardship as a result of certain unexpected life events.

Learn more by watching these videos

See how to get
pre-approved in minutes

 

Watch Video, See how to get pre-approved in minutes

See how to apply online

 

Watch Video, See how to apply online

See how to switch your mortgage

 

Watch Video, See how to switch your mortgage
Moving Day Car

Sign in if you’re returning to Scotiabank eHOME.

If you have any questions about eHOME, give us a call at 1-888-444-9240

Take the shortcut home.

Get Started

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