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Terms and Conditions
1) This promotion is open to legal residents of Trinidad and Tobago who are 18 years of age or older. Scotiabank will award existing Scotialine customers promotional interest rates on purchases and disbursements charged to their ScotiaLine personal line of credit account (both standard and gold) between August 26th, 2013 and November 30th, 2013 ("the promotional offer period"). Transactions booked during the promotional offer period will benefit from the promotional interest rate for 6 monthly statement billing cycles from the date the transaction occurred. A transaction must be for a minimum amount of TTD$1,600 or US dollar equivalent in order to benefit from the promotional interest rate offer, otherwise your regular ScotiaLine personal line of credit interest rates apply. Transactions apply to ScotiaLine personal line of credit accounts only and do not apply to transactions involving the use of any other Scotiabank credit card account. To take advantage of the promotional interest rate offer, your ScotiaLine personal line of credit account must be in good standing and must not be blocked, frozen, written-off, or delinquent during the promotional offer period. In case you miss a minimum monthly payment by your statement due date or if there's default under any of the terms of your Personal Line of Credit Agreement, where applicable, all interest rates on your account may increase to the maximum Annual Interest Rate indicated in the Rates and Fees Schedule of your ScotiaLine personal line of credit. Participation in this promotion is entirely voluntary and is at the option of the ScotiaLine customer. If you cease to be an account holder during the promotional offer period you forfeit any benefit earned through participation in this promotion. We apply your payment first to unpaid interest, then to regular ScotiaLine personal line of credit fees, then to credit protection insurance premiums (if applicable), then to the principal amount. Invitations to apply for a ScotiaLine personal line of credit are subject to meeting Scotiabank's lending and credit criteria. This offer is subject to your ScotiaLine personal line of credit regular fees applying. The Bank reserves the right to modify/change any or all of the terms and conditions applicable to this promotion without assigning any reasons or without any prior notification whatsoever. The benefit acquired by you prior to the modification/change will not be affected. The Bank reserves the right to withdraw this offer at any time in its sole discretion without prior notice. These terms and conditions apply only to this promotion and do not apply to any of the Bank's other promotions or programs or any other promotion or program in conjunction with the Bank and any other entity (or brand).
2) This offer is valid until December 15th, 2013 with a 9.99% rate offer for six (6) months from the account open date, and will end no later than June 15th, 2014. The Bank reserves the right to withdraw this offer at any time in its sole discretion without prior notice. This offer is subject to meeting The Bank of Nova Scotia’s lending and credit criteria. This offer may be subject to processing fees and interest charges (where applicable). This offer is non-negotiable and non-transferable. Changes to the product offered will be subject to standard application and adjudication. Customer must complete transactions totaling a minimum balance of TTD$1,600. * Trademarks of The Bank of Nova Scotia, used under license (where applicable).
