Redeemable GIC 

Earn guaranteed interest1 with the flexibility to redeem before maturity

Is this Guaranteed Investment Certificate (GIC) right for you? 

Right for you if you

  • Prefer a low-risk investment with principal and interest rate guaranteed
  • You want to be able to redeem part or all of your principal at a pre-determined interest rate

May not be right for you if you

  • Unlikely to need access to your funds for the term of the GIC 
  • Are willing to give up a guaranteed rate of return and principal protection in exchange for the potential to earn more 

Invest your surplus funds, knowing you can cash in anytime

Gain peace of mind knowing no matter what happens in the market, you can cash in early

Helps you meet your short-term and long-term investment goals

Boost your cash flow with interest income

Enjoy peace of mind with this safe investment

Relax with this secure investment

Earn a competitive, guaranteed rate

Choose a term that meets your business needs

Choose the options that suits your business needs

Currency

CAD and USD

Term options

1-5 years

Minimum investment amount

$100,000

Withdrawal

 Funds can be withdrawn before maturity at a reduced rate2

Eligible for CDIC Insurance

Eligible for CDIC Insurance

The Investment Companion Booklet and Terms & Conditions includes important information about our products, services, and fees. For GIC rates and term options click here (posted rates are applicable to both Small Business and Commercial). For customized solutions, please contact your Relationship Manager.