Dual Rate Investment Account
Save between $50,000 - $20 million1 CAD, and you’ll earn interest on the entire balance while simplifying your day-to-day banking
Combine the high interest earning potential of an investment account with the flexibility of an everyday operating account
Earn two kinds of interest2 – a premium rate for the investment balance3, and a competitive rate on the fluctuating balance4
Withdraw funds at anytime with no restrictions
Ideal if you have a stable3 investment balance every month
Manage your account and your costs with ease
Write cheques, make payments and deposit funds anytime
Pay only for the services you use5. If you don’t do any transactions, you don’t pay any fees
No monthly maintenance fee in a month when you keep at least $8,000 in the account for that month
View account details and interest rate tiers
Currency |
CAD |
Minimum balance |
50,000 |
Maximum account balance |
20,000,000* |
Monthly Fee |
$10.95 No monthly fee with a balance of $8,000 or more |
Stable Balance* |
Interest Rates4 (effective November 01, 2024) |
$1,000,000 - $20,000,000 |
3.25% |
$50,000 - $999,999 |
3.15% |
Fluctuating Balance4 |
1.55% |
The stable portion of your balance that is defined as the lowest end of day balance over the current Investment Period. The rate is applied to the entire Investment Balance within the highest applicable tier.
If your balance exceeds $20,000,000 we’ll help you choose an investment that’s better suited for your business.
The rates reflected in this table may change. Please click here to see the latest interest rates for this account.
Frequently asked questions
