ScotiaGold Passport® for business Visa* Card
No longer being sold.
Product details
- Earn points with every card purchase2
- Book on any airline, anywhere, anytime3
Fees, rates & other information
Annual fee
$120
Interest rates
19.99% / 22.99%
On Purchases 19.99% / Cash Advances^ 22.99%
Credit limit
$5,000
Minimum; up to $100,000 unsecured
Each supplementary Card
Supplementary cards: $50
- Set individualized controls for employees for any and every aspect of business spend, and manage transactions from anywhere
- Drive efficiency and save time while making informed business decisions with reports and a customizable dashboard
- Add notes and photos of receipts in one convenient place with digital receipt capture
- Automatically export Visa card transactions to accounting software like Intuit QuickBooks, Sage Business Cloud and Xero
Visa Spend Clarity for Business
Powerful Spend Management
Manage Visa Business card expenses more efficiently with Visa Spend Clarity for Business, a web-based tool that allows you to track expenses and helps you stay on budget.
Your card comes with benefits
Rewards
- 1 point for every $1 spent2
- 50% off the annual fee of your personal ScotiaGold Passport Visa card5
- Transfer points between business and personal accounts or convert to Scene+TM points
Redeem rewards easily
Use your points for travel, merchandise or gift cards for your business.7
Treat yourself or someone else
Use your points to pick up your favourite brand-name products or get a gift card from restaurants, cafés and stores that you can use for your business.7
Combine your points
Also apply for a personal Scotia Gold Passport Visa card. Then you can simply combine points earned on both your business and personal Scotiabank credit cards when you’re ready to redeem.7
Save when you shop
With Visa SavingsEdge* receive discounts on your business purchases.
Organize and track business expenses
Spending on your ScotiaGold Passport for business account is consolidated into one monthly statement. Transactions made by additional Supplementary Cardholders are easily identified on your statement.
Save on car rentals
Renting a car for business? Save on car rentals with discounts of up to 25% at participating AVIS car rental locations worldwide.
Get a supplementary Card
Add Supplementary cards for your employees. One account, multiple cards. Added benefits!
Manage your credit card
How can we help?
Phone
Prefer to talk to us.
In person
Talk to a Scotiabank advisor.
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Cash advances include balance transfers and cash-like transactions.
2
Points are not awarded for cash advances, credit vouchers, returns or other similar credits, payments, annual card fees, interest charges or other fees or service/ transaction charges.
5
Subject to change without notice. The 50% reduction in the personal (consumer) ScotiaGold Passport Visa account (“Personal Card Account”) annual fee applies to the Primary Cardmember annual fee only. The reduced ScotiaGold Passport Visa annual fee will be charged on the annual fee renewal date following the open date of the Personal Card Account. Customers who have already been charged and have paid their annual fee on the Personal Card Account prior to opening a ScotiaGold Passport for business Visa card, will not benefit from the 50% reduction in the annual fee, until their next annual fee renewal date for their Personal Card Account.
6
For current rates and information on fees and interest cost, call 1-888-882-8958. Interest rates, annual fees and features are subject to change without notice.
7
Terms and conditions apply under the Scene+ Program (“Program”). The Bank of Nova Scotia is not responsible for any third party service providers that support the Program including those that provide travel, merchandise or gift rewards under the Program, including the Scene+ Centre (“Centre”) and travel services or purchases provided by the Centre. Visit www.sceneplus.ca for full details about the Program.
8
Visa SavingsEdge is an automated discount program offered by Visa Canada Corporation ('Visa Canada') to eligible businesses and their authorized cardholders that hold an eligible Visa Business card and whose enrollment in the program is accepted by Visa. Under the program, cardholders can receive discounts from participating merchants each time the cardholder uses an enrolled Visa Business card to make qualifying purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system. Discounts provided will appear as credits on future credit card statements 8-10 weeks after purchase date. Visa Canada, not Scotiabank, is responsible for the Program. For details, visit www.visasavingsedge.ca. The following Scotiabank VISA Business cards are eligible for this program: Scotia Momentum for business Visa* card, Scotia Gold Passport for business Visa* card, ScotiaLine for business Visa* Card and Scotiabank Visa* Business Card.
9
The Primary Cardholder on the ScotiaGold Passport for business Visa Card Account (the “Account”) is responsible for all charges to the Account including those made by the additional Supplementary Cardholder.
10
All Scotiabank retail credit cards, except ScotiaLine Visa card, will have Visa payWave when issued or reissued.
12
Under all insurance coverages or services, certain limitations, restrictions and exclusions apply, including a pre-existing condition exclusion for certain benefits. Please see the Certificates of Insurance for full coverage details. Coverages are underwritten by The Manufacturers Life Insurance Company and its wholly owned subsidiary First North American Insurance Company. The Bank of Nova Scotia is not an insurer. All insurance claims must be forwarded to the insurance providers.
13
Scotia Business Loan Protection is a Group Policy underwritten by The Canada Life Assurance Company. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment. If you are approved for coverage you may take up to thirty (30) days to review the details of the coverage. If you cancel within thirty (30) days of your coverage effective date any premium paid will be refunded. For more information simply call 1-855-753-4272 between 8:00 am and 8:00pm ET and one of our Insurance Customer Service Representatives will be pleased to assist you.
14
Scotia Business Loan Protection is underwritten by The Canada Life Assurance Company: Tel: 1-800-387-2671, www.canadalife.com under a Group Policy issued to the Bank of Nova Scotia.
®
Registered trademark of The Bank of Nova Scotia.
*
Visa Int./ Licensed user.
™
Scene+ and the Icon Design are trademarks of Scene Plus IP Corporation.