Wealth management clients

With our Total Wealth Planning process, we can help build your financial confidence to preserve and enhance your wealth through life’s transitions.

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Empowering women to take control of their financial futures

The Scotiabank Women Initiative takes an inclusive approach to empower women to make confident financial decisions for their family, their business, their future. Whether you’re the primary financial decision-maker, a partner in decision making, or financially independent.

Unbiased access to tailored solutions

Take charge of your financial future with the support of our team of specialists. We have the expertise to meet the full spectrum of your financial needs—from investing to estate and trust services, from insurance to philanthropy, and much more.

Bespoke specialized education

Build the financial confidence you need to make informed decisions when it comes to your wealth. Our online resources and workshops offer you support on navigating life transitions like retirement, divorce and more.

Holistic advisory services

Our Advisor/Relationship Manager listens to what you value most, and help you plan ahead. They’re trained to support women like you so that you’re better prepared financially for any upcoming life transitions, and to create a Total Wealth Plan that reflects your needs and aspirations.

Conversations that count

The Scotiabank Women Initiative has partnered with Dr. Amy D’Aprix, a leading expert in longevity, renowned coach, author and Consultant for Scotiabank since 2020, to help break down some of those difficult but necessary things to consider as you grow older. “Conversations that count” video series covers topics such as planning for retirement, how to find balance while caregiving, the importance of transparency in financial conversations, and so much more.

Videos

Balance while caregiving

How do you find balance while taking care of a loved one? There’s no way to have perfect balance when you’re caregiving. But you can still be a great caregiver and still have great quality of life.

Purposeful retirement

How do I manage the loss of daily connection and identity in retirement? You can have a retirement full of purpose and connection, as long as you’re intentional about it.

Difficult conversations

How do I talk to my adult kids about what happens when I’m gone? It’s normal for adult children to feel uncomfortable talking about their parents’ aging. But sharing your ‘why’ can help.

Getting older

How do I reduce my anxiety about outliving my spouse and being alone? Will I be ok emotionally? Financially? There are things you can do now to help prepare for these challenges.

Leaving home

How can I prepare myself for saying goodbye to my home? Recognizing the differences between the practical and emotional aspects can help you navigate this transition.

Speaking with professionals

What gets in the way of having difficult conversations with the professionals in my life? Learn what to do in order to have the best outcome with the trusted advisors in your life.

Insights

Wealth planning for the next generation

Successfully transitioning wealth from one generation to the next.

The costs of caregiving

As we look ahead to our future and the potential costs of our caregiving needs, it’s important to look beyond the financial aspects of aging at home.

Three steps for women to start their retirement planning

Planning for retirement is unique to everyone’s financial situation and goals, but women tend to have distinct priorities and factors to consider.

Dr. Amy D’Aprix

Dr. Amy D’Aprix has a Ph.D. in Social Work and is an internationally respected expert on lifestyle issues relating to retirement, aging, caregiving and family dynamics. “Dr. Amy,” as she is affectionately known, has worked with professional advisors and their clients for more than 30 years, and her company, Life Transitions by Dr. Amy, offers a unique training program geared to the financial services industry. She works with The Scotiabank Women Initiative, helping advisors to deepen their relationships with clients. She is a frequent guest on podcasts and radio and TV shows including CBC, The Social and Breakfast Television. She has also written numerous articles for print and online publications.

Explore Your Priorities tool

Everyone has different priorities, which can lead to what you need from a wealth management perspective. Discover what’s most important to you with this tool.

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News and events

A wealth of recognition

We are honoured to have received two awards from The PWM/The Banker

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Virtual webinar:

Caregiving with Confidence

On May 30^th, we heard from Life Transitions Expert, Dr. Amy D’Aprix share valuable advice on balancing emotional, family and financial well-being when caring for a loved one. We covered strategies for having essential conversations with parents and older relatives, insights on the rising cost of care, and guidance on how to prioritize self-care and maintain personal well-being throughout your caregiving journey.

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FAQs

In Canada, women have historically been underserved by the wealth management industry. However, now women are becoming more financially empowered and seeking professional advice and services for their financial situations:

94% of women investors want to learn about money and finances
97% of women are involved in financial decision-making for their household
97% of women are involved in financial decision-making for their household
90% women investors see advice from a professional as helpful for one or more life events
Only 22% of women have a formal written financial plan prepared by a professional
$1 trillion in assets is projected to change hands by 2028
80% of women change their advisor within one year of the death of a spouse or partner

Source: PMG Intelligence, Women & Investing, December 2019

The Scotiabank Women Initiative takes an inclusive approach to wealth management services because we believe successful financial outcomes are best achieved when every voice is heard. This inclusive approach delivers Total Wealth Planning to women – the way they want it.

The Scotiabank Women Initiative recognizes women’s preferences for:

Investment goals that work in concert with their life goals
Integrated, holistic advice
Making informed financial decisions backed by research

The Scotiabank Women Initiative will deliver the strengths of our Total Wealth offering in a women-centric approach, to better serve this critical client segment more holistically through three impactful program pillars:

Access to tailored solutions: Through Scotia Wealth Management’s innovative team-based approach, we help clients address the entirety of their lives – their family, their business, and their future.

Bespoke specialized education: Through online resources and interactive workshops, we provide clients and prospects access to educational content that will help them make informed financial decisions.

Holistic advisory services: Through dedicated training, we empower our Advisor/Relationship Manager in the program to offer tailored advice and a customized plan. By doing so, we help clients build financial confidence and prepare for life transitions, such as retirement, caring for aging parents, and managing the financial implications of death or divorce.

We understand that women have unique challenges when it comes to retirement or estate planning since they may live longer than their spouse. They are also more likely to be the main caregiver for aging parents. As a result, we ensure our Advisor/Relationship Manager is aware of these unique challenges and tailor their solutions to best serve their clients.

We provide customized training, perspectives and strategies to Advisor/ Relationship Manager to help better support them with our women clients’ unique wealth management opportunities. This includes access to experts including Dr. Amy D'Aprix (an internationally renowned lifestyle transitions consultant), in-depth training, and financial discussion tools and materials designed specifically for women clients.