ScotiaLine® for business Visa* Credit Card

A Visa credit card with a low interest rate and no annual fee.

Apply now ScotiaLine for business VISA Credit Card Help me choose opens in a new tab Created with Sketch. Small Business Rewards Comparison

Product details

  • Limit up to $500,0003
  • No additional cost for extended warranties on your purchases for up to 90 days4
  • Free supplementary cards and personalized cheques
  • Flexible repayment terms
  • 21-day interest-free grace period2

Fees, rates & other information

Annual fee

$0/year

Interest rates

Secured: As low as Prime1 + 1.00%

Unsecured: As low as  Prime1 + 3.49%

Credit limit

$5,000

up to $500,000 secured5

Each supplementary Card

$0/year for secondary Card

($0/year on each additional Card)

Visa Spend Clarity for Business

Powerful Spend Management

Manage Visa Business card expenses more efficiently with Visa Spend Clarity for Businessopens in a new tab, a web-based tool that allows you to track expenses and helps you stay on budget.

Your card comes with benefits

Organize and track business expenses

Spending on your ScotiaLine for business Visa account is consolidated into one monthly statement. Transactions made by additional Supplementary Cardholders are easily identified on your statement.

Get supplementary cards for employees

Add additional supplementary cards for your employees. One account, multiple cards. Added benefits!

Save when you make business purchases

With Visa SavingsEdge receive discounts on your business purchases.

Save on car rentals for your business trips

Renting a car for business? Save on car rentals with discounts at participating AVIS car rental locations worldwide.

Manage Visa Business card expenses more efficiently

Manage Visa Business card expenses more efficiently with Visa Spend Clarity for Business†, a web-based tool that allows you to track expenses and helps you stay on budget.

Get a supplementary Card

Add Supplementary cards for your employees. One account, multiple cards. Added benefits!

Learn more

Manage your credit card

Welcome Kit Booklet: Includes Card Disclosure Statement and Certificate of Insurance
Manage your credit card
Lost or stolen credit cards
Visa Zero Liability Policyopens in a new tab
Business Loan Protection

How to

Apply for Business credit
Activate your credit card online

Helpful resources

Business Rewards Comparisonopens in a new tab
Revolving Credit Agreement
Credit card interest rates
Visa Zero Liability Policy
Credit card fees
Business Banking Service Agreement

How can we help?

Apply online or in person
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Apply online

ScotiaLine® for business Visa* Credit Card

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By phone

Prefer to talk to us?

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In Person

Talk to a Scotiabank advisor.

1
Interest rate depends on whether the ScotiaLine for business VISA account is secured or unsecured, subject to approval and the security provided. Rates are effective as of November 3, 2008, subject to change without notice. Learn more about VISA card fees and VISA card interest rates.
2
Not including cash advance, balance transfers and Scotia VISA Cheques. Provided that you pay your balance in full by the payment due date.
3
Limits depends on whether the ScotiaLine for business VISA account is secured or unsecured, subject to approval and the security provided. Credit limit up to $150,000 unsecured or $500,000 secured
4
Under all insurance coverages or services, certain limitations, restrictions and exclusions apply, including a pre-existing condition exclusion for certain benefits. Please see the Certificates of Insurance for full coverage details. Coverages are underwritten by The Manufacturers Life Insurance Company and its wholly owned subsidiary First North American Insurance Company. The Bank of Nova Scotia is not an insurer. All insurance claims must be forwarded to the insurance providers.
5
Subject to type of security. 
†
The Visa Spend Clarity for Business service is provided by Visa Canada. The Bank of Nova Scotia and its affiliates are not responsible for the Visa Spend Clarity for Business service.
6
The Certificate of Insurance provided with your card contains full details of all coverages such as definitions, benefits, limitations, and exclusions. Please read the Certificate of Insurance carefully. Insurance coverage is underwritten by First North American Insurance Company (FNAIC), a wholly owned subsidiary of The Manufacturers Life Insurance Company (Manulife). The Bank of Nova Scotia is not an insurer. All claims for insurance indemnities must be forwarded to the insurer.
7
Scotia Business Loan Protection is underwritten by The Canada Life Assurance Company: Tel: 1-800-387-2671, www.canadalife.com under a Group Policy issued to the Bank of Nova Scotia. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrollment.
8
1% of the Comprehensive coverage amount, monthly benefit up to $7,500 for a maximum of 24 months per claim or 48 months maximum per lifetime.
9
2% of the Comprehensive coverage amount, up to $15,000 paid in one lump sum amount.
10
To a maximum of $2,000,000.
®
Registered trademark of The Bank of Nova Scotia.
*
Visa Int./ Licensed user.