Rates
We bring you competitive interest rates every day, and from time to time we also offer special promotional rates on a variety of products.
See the latest rates for all our products
Scotiabank Prime
Scotiabank Prime Lending Rate [prime_rate]
Effective [prime_rate_date]
Reference rates
| Rate | % | Effective date |
|---|---|---|
| Bank of Canada Overnight Target Rate | bank_of_canada_rate | bank_of_canada_rate_date |
| CAD Scotiabank Reference Rate* | cad_bns_rate | cad_bns_rate_date |
| US Federal Funds Target Rate** | usd_fed_rate | usd_fed_rate_date |
| USD Scotiabank Reference Rate* | usd_bns_rate | usd_bns_rate_date |
Foreign currency accounts
| Rate | % | Effective date |
|---|---|---|
| Interest Rate for EUR Accounts1 | (0%) | October 1, 2022 |
Rates for Scotiabank Small Business banking solutions
Business Interest-Bearing Accounts
These accounts allow you to perform your daily operations as well as providing a competitive interest rate on your balances in Canadian and U.S. dollars.
Credit cards
Our cards offer a variety of benefits, rewards, and interest rates.
Loans and mortgages
Whether you're looking to buy a home or make a larger purchase, our borrowing options have you covered.
Savings accounts
Earn interest with any of our savings accounts, including U.S. and Euro accounts.
GICs
Consider our GIC products when you're looking for a rate of return that is guaranteed for the investment term.
Registered plans
We have registered plans to suit many different life stage needs - from RSPs, RESPs, and RDSPs.
Mutual funds
Choose from 58 different mutual funds, including balanced, equity, index, cash equivalent and more.
Foreign exchange
Need to buy, sell, or transfer foreign currency? We’re here to assist you.
Have a question?
Try our Fees & Rates FAQs
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