Rates
We bring you competitive interest rates every day, and from time to time we also offer special promotional rates on a variety of products.
See the latest rates for all our products
Scotiabank Prime
Scotiabank Prime Lending Rate [prime_rate]
Effective [prime_rate_date]
Reference rates
Rate | % | Effective date |
---|---|---|
Bank of Canada Overnight Target Rate | bank_of_canada_rate | bank_of_canada_rate_date |
CAD Scotiabank Reference Rate* | cad_bns_rate | cad_bns_rate_date |
US Federal Funds Target Rate** | usd_fed_rate | usd_fed_rate_date |
USD Scotiabank Reference Rate* | usd_bns_rate | usd_bns_rate_date |
Foreign currency accounts
Rate | % | Effective date |
---|---|---|
Interest Rate for EUR Accounts1 | (0%) | October 1, 2022 |
Rates for Scotiabank Small Business banking solutions
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Business Interest-Bearing Accounts
These accounts allow you to perform your daily operations as well as providing a competitive interest rate on your balances in Canadian and U.S. dollars.
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Credit cards
Our cards offer a variety of benefits, rewards, and interest rates.
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Loans and mortgages
Whether you're looking to buy a home or make a larger purchase, our borrowing options have you covered.
![card](/content/dam/scotiabank/international/trinidad-tobago/icons/retail/96px/Savings_96px.png)
Savings accounts
Earn interest with any of our savings accounts, including U.S. and Euro accounts.
![card](/content/dam/scotiabank/international/trinidad-tobago/icons/retail/96px/Investment_96px.png)
GICs
Consider our GIC products when you're looking for a rate of return that is guaranteed for the investment term.
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Registered plans
We have registered plans to suit many different life stage needs - from RSPs, RESPs, and RDSPs.
![card](/content/dam/scotiabank/international/trinidad-tobago/icons/retail/96px/RequestMoney_96px.png)
Mutual funds
Choose from 58 different mutual funds, including balanced, equity, index, cash equivalent and more.
![card](/content/dam/icons/retail/96px/Foreign%20Exchange_96.png)
Foreign exchange
Need to buy, sell, or transfer foreign currency? We’re here to assist you.
Have a question?
Try our Fees & Rates FAQs
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