Scotia Flex for business1

The program that allows you to unlock your capital to grow your business.

Program benefits

  • Enjoy flexible financing solutions to grow your business
  • Eliminate application fees for individual products
  • Customize your business credit needs with multiple products under one global credit limit1
  • Proactively manage your cash flow to meet your business obligations

Right for you if:

  • You have been operating your business for a minimum of 2 years1
  • You have equity built in your property (could be your home, vacation or commercial properties)
  • You want flexibility to manage your long-term business borrowing needs

Product details

  • Turn the equity in your home, or commercial property into a valuable asset
  • Get approved for a global credit limit of up to $2 Million1
  • Control what type of borrowing product mix best suits your needs

Product availability for program

Credit Line for business

A valuable tool to help manage your cash flow.

Term Loan for business

Access to cash for purchasing fixed assets.

Scotiabank Passport™ Visa* Infinite Business* Card

Earn points on everyday purchases for your business.

Scotia Momentum® for business Visa* card

Earn cash back on everyday purchases for your business.

ScotiaLine® for business Visa* card

Enjoy the features of a business line of credit with the flexibility and convenience of a credit card.

Overdraft Protection for business

A safety net to keep your day-to-day operations going in case your account balance dips below zero.

Equipment Leasing

Maximize working capital with flexible equipment financing and leasing solutions.

Import Letters of Credit

Eliminate the need to pay for goods in advance.

Export Letters of Credit

Enhance your ability to collect payment.

Letters of Guarantee

Accept open credit terms knowing you have a safety net.

Featured

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What is a real estate secured line of credit and how can it work for your business?

Turn the equity in your property into an asset. Here are some tips on how a secured line of credit could work for your business.

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Take your business to the next level

Get Scotia Flex for business. A secure lending option so you can grow your business.

Helpful resources

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