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When it comes to growing your business, you need professional support in managing your accounts, loans, commercial mortgages, payments, and other business needs.

Come see the difference Scotia Advice+ can make for your small business.

Book an appointment with an advisor and get help in starting or growing your business.

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Find out how you can start and expand your business with our advice for small businesses.

Starting

10 ways to pay less tax in Canada for business owners

Smart planning can help you lower your tax bill this year.
Starting

Understand these tax regulations before you start your business

Whether you intend to have an accountant handle your taxes or you plan to take care of them yourself, it’s a good idea to take some time to learn taxation
Increasing profits

Effective debt collection strategies

What is the cost of unpaid accounts? Unpaid or delayed receivables may require a business to borrow money and incur interest expense.
What is cash flow?
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How to manage cashflow
Growing

Need a business plan? Try our template

Invest in the future of your business by taking the time to create or update your business plan using our free template.
How to build a business plan in 4 steps
Watch video
How to build a business plan in 4 steps
What's a succession plan?
Watch video
How to start succession planning.
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Tax deductions for home-based businesses

Did you run a home-based business this year? Learn about what tax deductions you may be eligible for.
See all Small Business articlesGo to small business articles page

Frequently asked questions

You can pay your personal income taxes by adding the Canada Revenue Agency (CRA) to your list of bill payees and making a payment just as you would with any other bill.

Your account number for this type of payment is your social insurance number.

  • To pay your personal income taxes, select CRA (REVENUE) - (relevant year here) TAX RETURN
  • To pay personal taxes for any other year for which you were assessed, select CRA (REV) TAX AMOUNT OWING
  • To pay your taxes in advance in installments, select CRA (REVENUE)-TAX INSTALMENTS
  • If you are a non-resident of Canada and are paying personal income taxes that are in arrears, select CRA NON RES TAX PMT ARREARS
  • If you are a non-resident of Canada and are paying personal income taxes for the current tax year, select CRA NON RES TAX PMT CURRENT YR

Useful tools

Innovative tools and resources to help you start, maintain, and grow your small business.

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Find banking solutions that suit your business needs

Use this interactive selector to help you find the right combination of banking solutions for your business.

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The most important user of your business plan is you

Use our interactive planning tool to create your custom business plan.

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How to build your business

Check out our tool to explore how you can save time, money and prepare your business for growth.

Banking programs

We take the time to know you, value you and advise you on products, services and solutions that best suit your business banking needs.

The Scotiabank Women Initiative

Supporting women-owned, women-led businesses with the resources and tools needed to help accelerate their businesses digitally.

Find out how you can take your business to the next level.

Banking for Professionals

Get a comprehensive range of advice, products and services  tailored to your professional career.

Let's have a conversation

Start with a simple conversation for your business needs.
We can work out a tailored plan to navigate your business forward.

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