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Investment account fees
Scotia Investment Account & Scotia Registered Account Fees at a Glance
| Investment/Registered Account | Fee for Eligible Withdrawal1 | Fee for a transfer to another Financial Institution | Fee for a transfer to another member of Scotiabank2 | Fee to Close Account |
|---|---|---|---|---|
| Scotia Registered Savings Account (RSP,LIRA, LRSP, RLSP) | $50 | $150 | Free | N/A |
| Scotia Registered Income Account (RIF, LRIF,LIF, PRIF, RLIF) | Free for all regularly scheduled payments $50 for each additional withdrawal [Tip: Ask instead to change your regular scheduled payments. There is no limit to the number of changes you can make in a year] |
$150 | Free | If The Bank of Nova Scotia is the dealer of your Account: $50 if you close your Account within one year of the date you opened it. If Scotia Securities Inc. is the dealer of your Account: $50 if you close your Account |
| Scotia Tax-Free Savings Account (TFSA) | Free | $150 | Free | N/A |
| Scotia First Home Savings Account (FHSA) | $50 | $150 | Free | N/A |
| Scotia Registered Education Savings Plan (RESP) | N/A | $150 | Free | N/A |
| Scotia Registered Disability Savings Plan (RDSP) | N/A | $150 | Free | N/A |
| High Interest Savings Accounts | Scotiabank Savings Accelerator Account: $5 service charge for an in-branch transfer to your Day-to-Day bank account from either a Non-Registered account or TFSA | |||
| Scotia Guaranteed Investment Certificates (GICs) | There are no service charges on Scotia GICs. However, interest rate penalties may apply to withdrawals that are made prior to the maturity date, where permitted. | |||
The Scotiabank Savings Accelerator Account may be opened within the following registered investment accounts - TFSA, RRSP, RESP, RRIF and RDSP.
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Download our Investment Companion Booklet (791 kb)
Download our Day-to-Day Companion Booklet (499 kb)
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Refer to the Investment Companion Booklet for information on “eligible” withdrawals, including the applicable rates of withholding taxes.
Scotiabank Members include: Scotia Capital Inc. (including the Scotia iTRADE and Scotia McLeod businesses) and Scotiatrust