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It’s the fourth consecutive cut and the largest.
Mortgage Tools
House hunting
What can I afford?
Discover just how much you can spend before you start house hunting.
Rent or own?
Discover just how much you can spend before you start house hunting.
Mortgages made easier
Mortgage calculator
Find out what your mortgage payments will be, so you can ensure it fits your budget.
Be mortgage-free faster
Find out how a few simple changes can cut years off your mortgage and save you thousands of dollars in interest.
Mortgage prepayment calculator
Find out what your mortgage prerepayment charge will be, so you can be mortgage-free faster.
Paying off your mortgage
Bank The Rest® Savings Program
Move extra money into your savings account every time you use your debit card. It’s automatic and the savings really add up.
Want to learn more about paying off your mortgage?
Check out some of our other great resources:
Home equity power
Unlock your equity with STEP
Use the Scotia Total Equity Plan to tap into your home equity. You’ll save with lower rates and get the funds you need to reach your goals.
Want to learn more about home equity?
Check out some of our other great resources:
A Home Financing Advisor gives you comprehensive mortgage advice.
eHOME
The online mortgage hub
Get pre-approved in minutes, track your application status, and receive your mortgage approval online.
Learn the basics today with our step-by-step guide to home-buying from Advice+
Related articles
Ready to buy a home? Here's how to save for your down payment.
This is the third consecutive rate cut by the BoC.
More information that may interest you
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Contact us
Make an appointment with a Home Financing Advisor
Talk to a Home Financing Advisor on the phone or at a location of your choice.
Apply online with eHOME
You can be pre-approved, search for a home, and get a mortgage all in one place with Scotiabank’s online mortgage application process.
Visit an advisor at your branch
Talk to a Scotiabank Financial Advisor at one of our branches to learn more about our mortgage solutions.