Cash back credit cards
Earn cash back every time you shop.
Choose the credit card that’s right for you
![Scotiabank Momentum Visa Infinite credit card](/content/dam/scotiabank/canada/credit-cards/images/category/en/MomentumVisaInfinite_MC_en.png)
Scotia Momentum® Visa Infinite* Card
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, no annual fee in the first year, including on additional cards.1
Annual fee: $120
Interest rates: 20.99% purchases / 22.99% cash advances
![Scotia Momentum Visa credit card](/content/dam/scotiabank/canada/credit-cards/images/category/en/Momentum_Visa_En.png)
Scotia Momentum® Visa* Card
Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2
Annual fee: $39
Interest rates: 19.99% purchases / 22.99% cash advances
![Scotia Momentum No-Fee Visa credit card](/content/dam/scotiabank/canada/credit-cards/images/category/en/Momentum_Visa_En.png)
Scotia Momentum® No-Fee Visa* Card
Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).2 Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0).2
Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances
![Scotia Momentum Mastercard credit card](/content/dam/scotiabank/canada/credit-cards/images/category/en/MomentumMastercard_MC_en.png)
Scotia Momentum® Mastercard®* credit card
Earn 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.1
7.99% introductory interest rate on purchases for the first 6 months (20.99% after that; annual fee $0).2
Annual fee: $0
Interest rates: 20.99% purchases / 22.99% cash advances
Plan today for a secure tomorrow
Scotia Credit Card Protection
![rewards calaculator icon](/content/scotiabank/ca/en/personal/credit-cards/cash-back/_jcr_content/main-par/section_container_13/section-container-par/image.img.png/1710165695692.png)
New! Discover your credit card rewards
Enter your monthly spending details to compare Scotiabank's credit card benefits and calculate your rewards.
![](/content/dam/scotiabank/international/trinidad-tobago/icons/retail/96px/Travel_96px.png)
Booking.com Rewards
Mastercard cardholders will receive up to 7% off when booking accommodations marked with the Mastercard label and prepaying for such accommodations using an eligible Mastercard credit card at booking.com/mastercardcanada