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Student credit cards
Build your credit history and collect rewards on everyday purchases, all while focusing on school.
Get rewarded with the Scene+ Student Banking Bundle
Earn up to $385* in value when you bundle your banking.
Choose the credit card that’s right for you
Scotiabank® Scene+™ Visa* Card (for students)
Earn up to 7,500 bonus Scene+ points within your first 3 months.2
Earn 2 Scene+ points4 on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.
Earn 2 Scene+ points4 on every $1 you spend at Home Hardware.
Annual fee: $0
Interest rates: 20.99% purchases / 22.99% cash advances
Scotia Momentum® No-Fee Visa* Card (for students)
Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).2 Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (2% fee per cash advance, 22.99% after that; annual fee $0).2
Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances
Scotia Momentum® Visa* Card (for students)
Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2
Annual fee: $39
Interest rates: 19.99% purchases / 22.99% cash advances
Scotiabank American Express® Card (for students)
Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).4
Earn 3 Scene+ points1 on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more.
Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances
Scotiabank Value® Visa* Card (for students)
Save up to hundreds of dollars a year on interest.1
0% introductory interest rate on balance transfers for the first 10 months (1% fee per cash advance, 13.99% after that; annual fee $29).2 Plus no annual fee in the first year.2
Annual fee: $29
Interest rates: 13.99% purchases / 13.99% cash advances
Plan for success with the Student Hub
The best path forward to financial tips, tools, and advice to help students manage their money better.
Plan today for a secure tomorrow
Scotia Credit Card Protection
Help prepare for any kind of trip
with Scotia Travel Insurance
Do more with your card
ScotiaLine® Personal Line of Credit for Students
A tailored way to borrow money for school with flexible repayment options and competitive interest rates.
Value of up to $385 in welcome bonuses and point value with the Scene+™ Student Banking Bundle includes $100 cash and up to 13,750 in bonus Scene+ points (valued at up to $237.50) as follows:
- $100 cash offer for new Student Banking Advantage® Plan customers
- 7,500 Scene+ points ($75 value) for new Scotiabank® Scene+™ Visa* Card customers
- 1,250 Scene+ points ($12.50 value) for new customers who combine the products above with a new MomentumPLUS Savings Account
- 5,000 Scene+ points ($50 value) when you bundle all 3 of the above accounts and complete certain qualifying transactions
- $149.90 in savings with the Scotia iTRADE® perk for Student Banking Advantage Plan holders ($4.99 per trade and Trade 1 Get 1 Free at Scotia iTRADE®)
Conditions apply. Please see Scotiabank® Scene+™ Bundle for Students Offer.