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Scotia Smart Money by Advice+
Managing your money just got smarter.
Overview
Do you lose track of how much you spend on take-out every month, sometimes overlook paying a bill, or want a little more help managing your finances? If so, some help tracking your money and analyzing your spending habits might be just what you’re looking for!
Scotia Smart Money by Advice+ is a set of money management features in the Scotiabank mobile app that gives you personalized insights, advice1, control over your money, and ways to build and manage your budget. Best of all – you’ll also have the chance to save simply and automatically with a choice between two smart savings tools.
Scotia Smart Money is a free suite of features available to eligible personal banking customers on the latest version of the Scotia Mobile app2. To access Scotia Smart Money, go to your Scotia app and tap Advice+ on the main menu.
Why use Scotia Smart Money?
Scotia Smart Money gives you access to money management features all in one place. No matter what expenses pop up this month, these smart features make keeping track of your money easier.
Insights
Personalized insights that will help keep you informed about your money. We’ll keep you up to date on your expenditures, bill payments, and transaction data, so you can keep track of your money more easily, and control where it goes.
Budgeting
The budget feature tracks your spending and tells you how you’re doing on a monthly basis against budget targets you set up.
The optional reminders and notifications will also help you track your spending habits more efficiently.
Cashflow management
Cashflow is the movement of money in and out of your accounts. The cashflow feature provides you with a full picture of your account deposits and withdrawals, categorized by month.
Everyone wants more money coming in than going out. This feature can help you achieve that!
Smart savings tools
Saving was never this easy. Effortlessly build your balance with our smart savings tools, Pay Yourself First and Savings Finder. Set a goal for how much you want to save and we’ll automatically move small amounts when it appears you can afford it from your eligible chequing account to your Money Master Savings Account.3, 4
Learn how Scotia Smart Money works
Learn how smart savings tools work
You’ll need an eligible Scotia chequing account and a Money Master Savings Account. Find out how to enrol.
How to start using Scotia Smart Money
How do I see my personalized insights, alerts, and recommendations in Scotia Smart Money?
To see your insights, alerts, and recommendations based on your transactions and eligible accounts when Scotia Smart Money is turned on:
- From the app’s home screen, tap Advice+
- Select Insights
- Select a month (like “May spending”)
- Tap View more
Insights, alerts, and recommendations may also appear on the app’s home screen. These are specifically highlighted for you on the home screen as they may be more time-sensitive than others and we want to make sure you don’t miss a thing!
Frequently asked questions
If you can’t find what you’re looking for, please type your question in our Help Centre.
What's your Money Style?
Understanding the emotions, motivations, and fears behind stressful money conversations can be a huge step towards a more financially secure future (and fewer arguments about money).
Maximize the way you manage your money with Scotia Smart Money by Advice+
Tap on Advice+ in the Scotia mobile app today.
