Your personalised protection planner
If you had a Disability
Disability Protection insurance could help cover your Scotiabank payments for a period of time if you are unable to work due to illness or injury.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
If you had a Critical Illness
Critical Illness Protection insurance could pay off your outstanding Scotiabank credit obligations if you are diagnosed with a covered Critical Illness, allowing you to focus on getting better.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
If you passed away
Life Protection insurance could pay off your outstanding Scotiabank credit obligations if you suddenly pass away, providing financial security to your loved ones.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
You are sufficiently protected to pay off all your outstanding Scotiabank debt obligations.
If you lost your job
Job Loss Protection insurance could help cover your Scotiabank debt payments for a period of time if you become involuntarily unemployed.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
You are sufficiently protected to pay off all your outstanding Scotiabank debt obligations.
If you had a Disability
Disability Protection insurance could help cover your Scotiabank payments for a period of time if you are unable to work due to illness or injury.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
If you had a Critical Illness
Critical Illness Protection insurance could pay off your outstanding Scotiabank credit obligations if you are diagnosed with a covered Critical Illness, allowing you to focus on getting better.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
If you passed away
Life Protection insurance could pay off your outstanding Scotiabank credit obligations if you suddenly pass away, providing financial security to your loved ones.
You are sufficiently protected to pay off all your outstanding Scotiabank debt obligations.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
If you had a Disability
Disability Protection insurance could help cover your Scotiabank payments for a period of time if you are unable to work due to illness or injury.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
If you had a Critical Illness
Critical Illness Protection insurance could pay off your outstanding Scotiabank credit obligations if you are diagnosed with a covered Critical Illness, allowing you to focus on getting better.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
If you passed away
Life Protection insurance could pay off your outstanding Scotiabank credit obligations if you suddenly pass away, providing financial security to your loved ones.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
You are sufficiently protected to pay off all your outstanding Scotiabank debt obligations.
If you lost your job
Job Loss Protection insurance could help cover your Scotiabank debt payments for a period of time if you become involuntarily unemployed.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
You are sufficiently protected to pay off all your outstanding Scotiabank debt obligations.
If you had a Disability
Disability Protection insurance could help cover your Scotiabank payments for a period of time if you are unable to work due to illness or injury.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
If you had a Critical Illness
Critical Illness Protection insurance could pay off your outstanding Scotiabank credit obligations if you are diagnosed with a covered Critical Illness, allowing you to focus on getting better.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
If you passed away
Life Protection insurance could pay off your outstanding Scotiabank credit obligations if you suddenly pass away, providing financial security to your loved ones.
You are sufficiently protected to pay off all your outstanding Scotiabank debt obligations.
100% of your Scotiabank debt
obligations may be covered
0% of your Scotiabank debt
obligations may
not be covered
Your financial details summary
Debt:
What are your current Scotiabank debt obligations?
What are the total Scotiabank debt obligations for yourself and your Co-Borrower/Guarantor?
Mortgage
Mortgage Amount
$ 480,000
Monthly Payments
$ 1,800
Credit Cards
Balance Owed
$ 10,000
Monthly Payments
$ 280
Loans and Lines
Balance Owed
$ 6,000
Monthly Payments
$ 100
Savings:
What are the total savings you currently have?
What are the total combined savings yourself and your Co-Borrower/Guarantor currently have?
Chequing and Savings
$ 4,000
Non-Registered Investments
$ 1,000
Registered Investments
$ 1,000
Cash Flow: Tell us about your income.
Tell us about your and your Co-Borrower/Guarantor’s income.
Borrower
Net Monthly Income
$ 80,000
Co-Borrower/Guarantor
Net Monthly Income
$ 80,000
Coverage:
How much insurance coverage do you currently have?
How much insurance coverage do you and your Co-Borrower/Guarantor currently have?
Borrower Life Insurance
$ 0
Borrower Critical Illness
$ 0
Borrower Disability
$ 0
% of income
% 0
Co-Borrower
/Guarantor
Life Insurance
$ 0
Co-Borrower
/Guarantor
Critical Illness
$ 0
Co-Borrower
/Guarantor
Disability
$ 0
% of income
% 0
Co-Borrower
/Guarantor
Job Loss
$ 0
Legal
Creditor Insurance Protection is optional. This is not an offer of insurance or an insurance quote. Estimates are approximations based on the data you provided and for illustration purposes only.
The Bank of Nova Scotia is not an insurer and all insurance plans are underwritten by independent licensed insurers under group policies issued to The Bank of Nova Scotia.
Full details of how premiums are calculated, as well as full details of coverage (including limitations and exclusions) are provided in The Certificate of Insurance which is provided at the time of enrolment.
Sample certificates of insurance are available on Scotiabank.com/insurance.