Important Notice about changes to the Scotia Rewards^®  Program – Effective April 1, 2021

Current Clause J – Changes to this Program
(in effect until March 31, 2021)

J: Changes to this Program

Scotiabank reserves the right to modify, terminate, suspend or extend or otherwise alter all or any of the terms and conditions of the Scotia Rewards program by giving 30 days’ notice, including the following:

• The amount of points earned or redeemed through the Program;
• The value of points;
• What you can or cannot redeem points for;
• When you can transfer points and to whom;
• The length of time available to redeem points; or
• Any fees or charges that apply to this Program including booking fees.

In the event we terminate this Program, the Primary Cardmember will be notified and can redeem any unused points within 60 days after the Program’s termination date, provided their Program Account(s) is in good standing¹.

Changes to Clause J – Changes to this Program
(effective April 1, 2021 and Changes are underlined)

J: Changes to this Program

Scotiabank reserves the right to modify, terminate, suspend or extend or otherwise alter all or any of the terms and conditions of the Scotia Rewards program by giving 30 days’ notice to the Primary Cardmember by mail, online or to the last email we have for you including posting a notice to the Scotia Rewards site where these terms and conditions are found.

The changes can include any of the following:

• The amount of points earned or redeemed through the Program;
• The value of points and types of points or other rewards you can earn;
• What you can or cannot redeem points for;
• When you can transfer points and to whom;
• The length of time available to redeem points; or
• Any fees or charges that apply to this Program including booking fees.

For Quebec residents only:

We will provide you with written notice of any change above, specifically identifying the new and/ or amended sections of the Program, between 60 and 90 days before the change comes into effect.

In the event you do not agree with any changes you may cancel your Account, without cost or penalty, within 30 days of the effective date of the change.

Termination Notice:  In the event we terminate this Program, the Primary Cardmember will be notified (in the same way we provide notice of other changes as described above) and can redeem any unused points within 60 days after the Program’s termination date, provided their Program Account(s) is in good standing¹.

K: Changes to this Program

Scotiabank reserves the right to modify, terminate, suspend or extend or otherwise alter all or any of the terms and conditions of the Scotia Rewards program by giving 30 days’ notice, including the following:

• The amount of points earned or redeemed through the Program;
• The value of points;
• What you can or cannot redeem points for;
• When you can transfer points and to whom;
• The length of time available to redeem points; or
• Any fees or charges that apply to this Program including booking fees.

In the event we terminate this Program, the Primary Cardmember will be notified and can redeem any unused points within 60 days after the Program’s termination date, provided their Program Account(s) is open.

K: Changes to this Program

Scotiabank reserves the right to modify, terminate, suspend or extend or otherwise alter all or any of the terms and conditions of the Scotia Rewards program by giving 30 days’ notice to the Primary Cardmember by mail, online or to the last email we have for you including posting a notice to the Scotia Rewards site where these terms and conditions are found. 

The changes can include any of the following: 

• The amount of points earned or redeemed through the Program;
• The value of points and types of points or other rewards you can earn;
• What you can or cannot redeem points for;
• When you can transfer points and to whom;
• The length of time available to redeem points; or
• Any fees or charges that apply to this Program including booking fees.

For Quebec residents only:

We will provide you with written notice of any change above, specifically identifying the new and/ or amended sections of the Program, between 60 and 90 days before the change comes into effect.

In the event you do not agree with any changes you may cancel your Account, without cost or penalty, within 30 days of the effective date of the change.

Termination Notice:  In the event we terminate this Program, the Primary Cardmember will be notified (in the same way we provide notice of other changes as described above) and can redeem any unused points within 60 days after the Program’s termination date, provided their Program Account(s) is open.