Interac e-Transfer

You can stop an Interac† e-Transfer* only if the recipient has not yet accepted the funds. There is no fee to stop anInterac† e-Transfer.

To stop an Interac† e-Transfer:

1. Sign on to Scotia OnLine or Scotiabank Mobile Banking.
2. Go to TransfersInterac e-Transfer.
3. Click the "Show pending Interac e-Transfers" button located below the "Continue" button.
4. Click the red "X" in the Stop Transfer column beside the transfer you wish to stop.
5. Choose an account in which to deposit the reclaimed funds.
6. Click "Continue."
7. Review your information and click "Confirm" to stop the transfer.

We use two layers of security to ensure your transfer arrives safe and sound. You never have to worry about security when sending a transfer, because we use the established inter-bank fund clearing networks Canadians have trusted for years.

Yes. Interac e-Transfers expire 30 days after they are sent. After 30 days, the recipient will not be able to deposit the funds. Also, the sender will receive an email instructing them to deposit the funds back into their account.

The sender will receive an email notifying them that the recipient failed to answer the security question correctly. The email will also contain instructions for reclaiming and depositing the funds.

For Electronic Transfer Limits, please refer to Managing your ScotiaCard section accessible through Scotia OnLine and the Settings section within Scotiabank Mobile Banking or your copy of the ScotiaCard Banking Access Maintenance form.