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Own a home or thinking of buying one? Find out what the Bank of Canada interest rate cuts mean for your mortgage and purchasing power.
Second home mortgages
Explore your mortgage options for a second home
Need help choosing the right mortgage?
Call us 1-877-303-8879 or contact a Home Financing Advisor in your area
Buying a second home?
Let us help you find a mortgage that's just right for you.
Making the Cottage Dream a Reality
Start creating memories for your family and make your dream of owning a cottage a reality.
Scotia Secondary Home® Financing Program
Whether buying a second home, an investment property or a home for a child away at school, we can help you find the ideal mortgage.
Suggested tools
Unlock your equity with STEP
Use the Scotia Total Equity Plan to tap into your home equity. You’ll save with lower rates and get the funds you need to reach your goals.
Mortgage calculator
Find out what your mortgage payments will be, so you can ensure your mortgage fits your budget.
Prepayment calculator
Find out what your mortgage prerepayment charge will be, so you can be mortgage-free faster.
Plan today for a secure tomorrow.
Maintain the home and lifestyle you’ve worked hard to build.
A Home Financing Advisor gives you comprehensive mortgage advice.
eHOME
The online mortgage hub
Get pre-approved in minutes, track your application status, and receive your mortgage approval online.
Learn the basics today with our step-by-step guide to home-buying from Advice+
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Contact us
Make an appointment with a Home Financing Advisor
Talk to a Home Financing Advisor on the phone or at a location of your choice.
Apply online with eHOME
You can be pre-approved, search for a home, and get a mortgage all in one place with Scotiabank’s online mortgage application process.
Visit an advisor at your branch
Talk to a Scotiabank Financial Advisor at one of our branches to learn more about our mortgage solutions.