Sign In
Sign In
It’s the fourth consecutive cut and the largest.
Renovations
Making your home even better
Whether you're installing built-in shelving, remodelling your kitchen, or gutting your house and starting from scratch – renovations are challenging. We can help with videos, tips and financial advice that can make your dream home happen faster. Plus, we can show you how to use your home equity to make your dream home a reality. When you're ready, contact a Scotiabank advisor.
Suggested Tools
Unlock your equity with STEP
Use the Scotia Total Equity Plan to tap into your home equity. You’ll save with lower rates and get the funds you need to reach your goals.
Mortgage calculator
Find out what your mortgage payments will be, so you can ensure your mortgage fits your budget.
Prepayment calculator
Find out what your mortgage prerepayment charge will be, so you can be mortgage-free faster.
Suggested Video
Be a STEP Ahead with the Scotia Total Equity Plan!
Did you know that your home can work for you? Let us show you how the Scotia Total Equity Plan helps you be a STEP ahead in achieving your goals sooner!
Articles
Financing your home renovations
From Scotiabank credit cards to lines of credit to home equity loans – you can find financing options that suit any size renovation.
Eco-friendly home renovations
Discover a range of ideas, resources and financing options to help you make your home greener.
Financing Options
STEP
Mortgage
- You want more control over your borrowing by leveraging the equity in your home
- You want to take advantage of various mortgage options
Secured ScotiaLine
Line of Credit
Combines high credit limits and very competitive rates
Use ScotiaLine cheques to transfer balances or pay for large purchases
Unsecured ScotiaLine
Line of Credit
You want access to money whenever and wherever you need it
You want a personal line of credit that fits in your wallet
A Home Financing Advisor gives you comprehensive mortgage advice.
eHOME
The online mortgage hub
Get pre-approved in minutes, track your application status, and receive your mortgage approval online.
Learn the basics today with our step-by-step guide to home-buying from Advice+
Related articles
Ready to buy a home? Here's how to save for your down payment.
This is the third consecutive rate cut by the BoC.
More information that may interest you
Contact us
Make an appointment with a Home Financing Advisor
Talk to a Home Financing Advisor on the phone or at a location of your choice.
Apply online with eHOME
You can be pre-approved, search for a home, and get a mortgage all in one place with Scotiabank’s online mortgage application process.
Visit an advisor at your branch
Talk to a Scotiabank Financial Advisor at one of our branches to learn more about our mortgage solutions.