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DID YOU KNOW...
Almost half of Canadians* have never checked their credit score. Checking it is easier than you think.
Banking 101 – Building your credit score
Understanding how your credit score works is essential in establishing a strong financial foundation which can help you qualify for loans, mortgages, and other financial products later in life. But the first step to your financial wellbeing is with checking where you are now.
Take control of your finances
A good credit score is key for financial success. Understanding its factors and taking steps to maintain it leads to better financial health and stability.
DID YOU KNOW...
More than 70% of Canadians** pay their credit card balance in full each month.
Frequently asked questions
Let’s get you closer to 900
A good credit score is one of the most important factors in ensuring that you’re getting the best financial products for your important life milestones. Learning more about those factors and following simple steps will get you closer and help you maintain a credit score in the high 800s and up.
Useful tools
Need help managing monthly expenses and bill payments?
Consider using Scotia Smart Money by Advice+. It offers insights, advice, budget management, and more for eligible customers.
Want to see how much house you can afford?
If you’re checking your credit score and wondering what kind of house you can afford, take a look at our house affordability tool.
How's your credit score?
As a Scotiabank customer, you can check your credit score for free and get started on building it stronger.
* Source: Financial Consumer Agency of Canada survey, 2019.
** Source: CBA, 2021