Banking 101 – Investments

Putting your savings into investments as part of a financial plan can help you achieve your financial goals. It all starts with personalised investment advice just for you.

Book an appointment with an advisor to help you prepare an investment strategy.

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Here are key tips to help you manage- and even potentially benefit from market volatility.
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Tax survival 101: your guide to filing in 2025

From deadlines to deductions, use these tips to breeze through tax season, avoid mistakes and save money.
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Everything you need to know about capital gains tax in Canada

Learn what a capital gain is and how the 2024 changes may affect you.
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Understanding tariffs and how they can affect your finances

Everything you need to know about how they work, how they impact the economy and what you can do to prepare for them.

Did you know…

87% of the population say inflation and the rising cost of living are their biggest concerns today. *

Find out how you can stay a few steps ahead of inflation. opens in a new tab Created with Sketch.
$10,000 initial investment; $22,049 for 10 years invested; $14,752 for 10 missed days; $11,102 for 20 missed days; $8,652 for 30 missed days.
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How would you respond to market volatility? See how your reaction to market ups and downs can impact your long-term investment outcome.
Quiz
In times of uncertainty and market volatility, which of the following should you NOT do?
Please select one of the following answers.
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How much should I contribute to my RRSP?
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Are there downsides to a TFSA?
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Understanding diversification and why successful investors rely on it

A well-diversified portfolio can help protect your investments during market downturns and potentially generate higher risk-adjusted returns over the long-term.
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Five smart ways to make your tax refund work for you

From building savings to funding big goals, here’s how to make every dollar count.

Did you know…

Over 49% of Canadians are feeling positive about their future investments.** You should too!

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Quiz
What percentage of Canadians are worried they aren’t saving enough?
Please select one of the following answers.
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Learn how to think about risk in investing
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Seven common RRSP mistakes and how to avoid them

Learn how to maximize your RRSP and reach your retirement goals.
Daniel Grosberg, Scotia Advisor
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Get tips for withdrawing from your investment accounts
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Frequently asked questions

Send Interac e-Transfers to your favourite contacts quickly

Select the star icon to save up to 5 of your favourite contacts when you send, request, or manage Interac e-Transfers.

Dispute incorrect Visa transactions right from the app

Dispute incorrect transactions on your Scotiabank Visa credit card or ScotiaLine access card quickly and easily from our app. Find the transaction in your Visa account’s transaction history to access the transaction details, then select Dispute this transaction.

Lock your debit card if it’s been misplaced

If your debit card has been lost or misplaced, you can temporarily lock it from anywhere, using our app. If you find your card, unlocking it is just as fast. Go to the account, select Manage, then Lock or unlock card.

Get answers fast with the Scotiabank chatbot

The Scotiabank chatbot answers everyday banking questions and can connect you with a live chat advisor for more support. Select the Search & chat icon from the home page, then Chat with us.

Send Interac e-Transfers to your favourite contacts quickly

Select the star icon to save up to 5 of your favourite contacts when you send, request, or manage Interac e-Transfers.

Dispute incorrect Visa transactions right from the app

Dispute incorrect transactions on your Scotiabank Visa credit card or ScotiaLine access card quickly and easily from our app. Find the transaction in your Visa account’s transaction history to access the transaction details, then select Dispute this transaction.

Lock your debit card if it’s been misplaced

If your debit card has been lost or misplaced, you can temporarily lock it from anywhere, using our app. If you find your card, unlocking it is just as fast. Go to the account, select Manage, then Lock or unlock card.

Get answers fast with the Scotiabank chatbot

The Scotiabank chatbot answers everyday banking questions and can connect you with a live chat advisor for more support. Select the Search & chat icon from the home page, then Chat with us.

To open an RRSP account:

  1. From your Accounts page, select Products & Services
  2. Select Investing
  3. Go to the Plans tab
  4. Select Registered Retirement Savings Plan (RRSP) and select the Open an account button

Yes, you can choose to book your appointment at your home branch or search for another branch that’s more convenient for you.

Sending a Western Union money transfer costs $5 + 1% for any amount between $0 –$300.99 and $5 + 1.75% for amounts between $301 –$999.99 of the money transfer.

Useful tools

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How can a TFSA help you plan for your future?

How much could you save in a TFSA over time? Try out our tool to see.

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Automate your savings

Find out how quickly your savings can add up when you set up pre-authorized contributions from your savings account or chequing account.

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How can you save better?

Are you saving enough for retirement? Find out with our Retirement Savings Calculator.

Let’s have a conversation

A good financial plan can help you accomplish your short and long-term financial goals. A simple chat with our Scotia advisors will get you on the right track.

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