CHEQUING

Discover Scotia's chequing accounts

Earn up to $800 with a Scotiabank banking package and eligible investment plans5,◊.

Chequing accounts designed for seniors

Tailored to fit your lifestyle, our chequing accounts offer the security and convenience you deserve. 

MOST PERKS

Ultimate Package

$0* or $23.95 per month
($7 senior’s discount applied) 


Special offer tag

Earn up to $800 with an Ultimate Package and eligible investment plans.5,◊
Get the offer


Unlimited
debit and Interac e-Transfer transactions6

Ongoing annual fee waived
on select credit cards (up to $150)7

10 free equity trades
with Scotia iTRADE® in your first year8

MOST POPULAR

Preferred Package

$0* or $12.95 per month
($4 senior’s discount applied)


Special offer tag

Earn up to $800 with a Preferred Package and eligible investment plans.5,◊
Get the offer


Unlimited
debit and Interac e-Transfer transactions6

First year annual fee waived
on select credit cards (up to $150)11

Trade 1, get 1 free
with Scotia iTRADE®12

THE ESSENTIALS

Basic Plus Bank Account

$0* or $7.95 per month
($4 senior's discount applied)


Up to 25 free
debit transactions per month6

Free
Interac e-Transfer transactions 

Send money globally
for $1.99 per transfer13

BANKING, SIMPLIFIED

Basic Bank Account

Just $0 per month
($3.95 senior's discount applied)


12 free
transactions per month6

Unlimited
Interac e-Transfer transactions 

Need help choosing an account?

Included with every Scotia account

Mobile and online banking

Mobile cheque deposit

Free credit score††

Convenient shopping with VISA* Debit and Interac Flash payments

Apple Pay, Google Pay, and Samsung Pay

Frequently asked questions

Bank better

Advice+ for seniors


Whatever your retirement goals are, we’re here to help. 

Looking to change your Scotia account?


We’ll help you make the switch. 

Get the Scotiabank Passport® Visa Infinite* Card


Scotiabank is the only major bank offering you no foreign transaction fees, including for shopping online or abroad.1