Preferred Package benefits

• Send money globally for $1.99 with Scotia International Money Transfers⁵
• Eligible for overdraft protection⁶
• Earn an additional 0.05% interest on your Momentum^PLUS Savings Account⁷
• Receive preferred rates on select Guaranteed Investment Certifications (GICs)⁸
• Waive the monthly account fee on a Scotia® U.S. Dollar Daily Interest Account⁹
• Waive the fee on one non-Scotiabank ABM withdrawal per month in Canada¹⁰
• Take advantage of the Scene+^TM program

*No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month.

Ultimate Package benefits

• No overdraft protection fee⁶
• Waive the monthly account fee on a Basic Plus Bank Account (save up to $143 per year)¹⁴
• Earn an additional 0.10% interest on your Momentum^PLUS Savings Account⁷
• Waive the monthly account fee on a Scotia® U.S. Dollar Daily Interest Account¹⁵
• Receive Ultimate Package rates on select guaranteed investment certificates (GICs)¹⁶
• Take advantage of the Scene+^TM program
• Make unlimited global non-Scotiabank ABM withdrawals¹⁷
• Get special rates on foreign exchange transactions¹⁸
• Get free personalized cheques¹⁹and drafts²⁰
• ^·Get a free small safety deposit box ($60 annual fee waived)²¹

*No monthly account fee by maintaining a minimum daily closing balance of $6,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your Momentum^PLUS Savings Account¹¹