Scotia SelectPay

Enjoy the flexibility of buying now and paying little by little. 
Turn eligible credit card purchases of $100 or more1 into monthly installment payments over a fixed period of time with Scotia SelectPay2 during checkout or after purchase.

Am I eligible for Scotia SelectPay?

There are no credit checks or approval required.

You are eligible if:

  • You are the primary cardholder of an eligible Scotiabank credit card (accounts with a co-borrower are currently not eligible for Scotia SelectPay)
  • Your account is in good standing
  • You made an eligible purchase of $100 or more with your eligible Scotiabank credit card
  • Your account does not have more than 50 Scotia SelectPay Plans at the same time.
  • You use Scotia mobile app and Scotia online banking (required if you choose to enroll your posted transaction into an installment plan after you made the purchase)
  • You’re a resident of a province or territory in Canada

We may change the eligibility requirements from time to time.

Available on select Scotiabank Visa* credit cards. No new application or credit check needed.

Available on select Scotiabank Small Business Visa credit cards (after purchase only).  No new application or credit check needed

Available on select Scotiabank American Express®* credit cards (after purchase only). No new application or credit check needed.

Paying with Scotia SelectPay is easy

Online during checkout

Online during checkout (for SelectPay installment plans) with a participating merchant.

  1. Click checkout and input your eligible Scotiabank Visa* Card details.
  2. Choose a 3, 6, or 12-month plan3 from the list, 'Eligible for installments'. Installment plans are enabled by Visa*.  
  3. Review and agree to the SelectPay Plan Terms and Conditions that apply to your online during checkout SelectPay installment plan.
  4. Your receipt will include your installment plan details. 
  5. Sign into the Scotia mobile app or Scotia online banking to see your plan status after your transaction in posted (takes approximately 3-5 business days).

Or watch the video to learn more

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Buy Now, Pay Later plans (BNPL) and Scotia SelectPay Installment plans

Learn how installment plans on credit cards, like those available from Scotiabank through its SelectPay™ plans – can help to provide a flexible way to pay for planned and unplanned purchases (during checkout and after purchase).

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How you can better manage your cashflow to get ready for your goals.

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What is a credit card installment plan and how can I make the most of it?

A credit card installment plan is a feature that can help you to pay for purchases on your credit card over a fixed period.

Scotia SelectPayTM FAQs

 

Visit our Help Centre to learn more

Start using Scotia SelectPayTM

3 ways to get started

During checkout (in-store or online) with Scotia SelectPay Installment Plan

During checkout you can choose a Scotia SelectPay installment plan for qualifying purchases at participating merchants. Installment plans are enabled by Visa*.

Get started with the Scotia mobile app

1. Download the Scotia mobile app or update it to the latest version

Scotia online banking

Start banking now from your computer, smartphone, or tablet.

1. Sign into Scotia online