Earn up to $700 in value as a Scene+ member

Earn up to $600 with a Scotiabank banking package and an investment plan2 plus get an exclusive offer of 10,000 bonus Scene+ points (value of $100)*.

Here’s how you can earn up to $700 in four easy steps

debit card

Open a new Ultimate or Preferred package account and get an additional 10,000 Scene+ points (value of $100)*.

payment scheduled

Complete two transactions to earn $3501.

investment icon

Open an eligible registered plan or account.

money icon

Complete one more step to earn an extra $501.

STEP 1

Get up to $700 in value

Open a Scotiabank Preferred or Ultimate package and an investment plan before October 31 to earn up to $600. If you open before August 30, get an additional 10,000 points (value of $100) exclusive for Scene+ members!

MOST POPULAR

Preferred Package

$0* or $16.95 /monthly fee

Our most popular bank account for your everyday banking needs.


Unlimited 
debit and Interac e-Transfer transactions2

First year annual fee waived
on select credit cards (up to $150)3

Trade 1, get 1 free
with Scotia iTRADE®4

Browse more benefits


Is this chequing account right for you? 
 
  Right for you if you:
  • Can benefit from unlimited transactions included in this account
  • Use for everyday banking such as purchases, ABM transactions and payroll deposits
  May not be right for you if you:
  • Are interested in only opening a savings account that earns interest

*No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month.

MOST PERKS

Ultimate Package

$0* or $30.95 /monthly fee

This award-winning package bank account offers premium perks.


Unlimited 
debit and Interac e-Transfer transactions2

Ongoing annual fee waived
on select credit cards (up to $150)12

10 free equity trades
with Scotia iTRADE® in your first year13

Browse more benefits


Is this chequing account right for you? 
 
  Right for you if you:
  • Can benefit from unlimited transactions per month included in this account
  • Use for everyday banking such as purchases, ABM transactions and payroll deposits
  May not be right for you if you:
  • Are interested in only opening a savings account that earns interest

*No monthly account fee by maintaining a minimum daily closing balance of $6,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account11

STEP 2

Complete two of the following transactions to earn $3501

Within 60 days, complete two of the following: 

money

Set up and clear one eligible automated recurring direct deposit that recurs for 6 months in a row

money

Set up and clear two eligible separate recurring pre-authorized transactions of at least $50 that recur for 6 months in a row

files

Make one eligible bill payment of at least $50 with online or mobile banking

STEP 3

Open a registered plan or account1

Between August 1, 2024 and October 31, 2024 and within 60 days of opening your new chequing account.

Tax-Free Savings Account (TFSA)


Grow your savings,
tax-free

Withdraw your money
whenever you need to

Save for multiple goals
in one account


Is this registered account right for you? 
 
  Right for you if you:
  • Have reached the age of majority in the province where the account is set up
  • Need an all-purpose solution that offers the flexibility to save for many goals in one account
  • Expect to have annual contribution room that is not based on your earned income
  • Want your savings to grow over time tax-free with ability to withdraw your money whenever you need it
  May not be right for you if you:
  • Do not have available TFSA contribution room
  • Want to be able to make contributions that can be tax deductible - if so, consider a Registered Retirement Savings Plan

Registered Retirement Savings Plans (RRSP)


Contribute to your retirement savings
on tax deferred basis

Reduce your taxable income
while your investments grow tax-free

Leverage your funds 
to programs for your first home or education


Is this registered account right for you? 
 
  Right for you if you:
  • Plan on making a contribution to your RRSP to reduce your taxable income while your investments grow on a tax-deferred basis
  • Understand the maximum you can contribute each year as set by the Canadian Government, which depends on your income
  • Have funds in an RRSP that are eligible for programs that can help you buy your first home or pay for education for you, your spouse, or your common-law partner
  May not be right for you if you:
  • Do not have available contribution room
  • Are turning 71 this year - since you can only hold and contribute to an RSP until the year in which you turn 71

First Home Savings Account (FHSA)


Save up to $40,000
towards your first home22

Grow your savings,
tax-free22

Reduce your taxable income
while your investments grow22


Is this registered account right for you? 
 
  Right for you if you:
  • Are a Canadian Resident
  • Have reached the age of majority in the province where the account is set-up
  • Are a First Time Home Buyer
  • Want your savings to grow over time with the ability to withdraw all of the funds tax-free to buy your first home
  May not be right for you if you:
  • Are not a first-time home buyer*
  • Are not a Canadian Resident
  • Are turning 72 this year -since you can only hold and contribute to a FHSA until the year in which you turn 71

STEP 4

Complete the following activities to earn up to $2501

Within 60 days in your eligible registered account:

money

To earn $50

  • Set up and clear a recurring pre-authorized contribution(s) of at least $100 total per month from any Scotia personal bank account, recurring for 6 months; and/or
money

To earn $200

  • Make a minimum deposit of $5,000 and maintain for 6 months in a row

Frequently asked questions

For every future

Banking for students

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Banking for seniors 

If you’re 60 or over, you’ll automatically receive a $7 discount on your Ultimate Package monthly fee.

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Set up your new account

Learn how to make the most of your account.

Get rewarded with Scene+  

Scotiabank offers the only credit and debit cards that allow you to earn Scene+ points on every transaction. 

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Whether you want a card with a low interest rate, no annual fee, or cash back benefits, we’ll help you choose the one that’s right for you.