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All credit cards
Browse all the Scotia credit cards.
Choose the credit card that’s right for you
Scotiabank Passport® Visa Infinite* Card
Earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points and annual fee waived on your first supplementary card.‡
Earn 3 Scene+ points1 on every $1 you spend at Sobeys, Safeway, IGA, Foodland & Participating Co-ops and more.
Annual fee: $150
Interest rates: 20.99% purchases / 22.99% cash advances
Scotia Momentum® Visa Infinite* Card
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, no annual fee in the first year, including on additional cards.1
Annual fee: $120
Interest rates: 20.99% purchases / 22.99% cash advances
Scotiabank Gold American Express® Card
Earn up to $950* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived.1
Earn 6 Scene+ points2 on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more.
Annual fee: $120
Interest rates: 20.99% purchases / 22.99% cash advances
Scotiabank® Scene+™ Visa* Card
Earn up to 7,500 bonus Scene+ points within your first 3 months.2
Earn 2 Scene+ points4 on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.
Earn 2 Scene+ points4 on every $1 you spend at Home Hardware.
Annual fee: $0
Interest rates: 20.99% purchases / 22.99% cash advances
Scotia Momentum® Visa* Card
Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2
Annual fee: $39
Interest rates: 19.99% purchases / 22.99% cash advances
Scotia Momentum® No-Fee Visa* Card
Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).2 Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (2% fee per cash advance, 22.99% after that; annual fee $0).2
Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances
Scotiabank American Express® Card
Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).4
Earn 3 Scene+ points1 on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more.
Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances
Scotiabank Platinum American Express® Card
Earn up to $2,100* in value in the first 14 months, including up to 60,0004 bonus Scene+ points.
Earn 2X the Scene+ points1 for every $1 you spend.
Annual fee: $399
Interest rates: 9.99% purchases / 9.99% cash advances
Scotia Momentum® Mastercard®* credit card
Earn 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.1
7.99% introductory interest rate on purchases for the first 6 months (20.99% after that; annual fee $0).2
Annual fee: $0
Interest rates: 20.99% purchases / 22.99% cash advances
Scotiabank® U.S. Dollar Visa* Card
Worry-free U.S. dollar purchases with no currency conversion fees.
Annual fee: $35
Interest rates: 19.99% purchases / 22.99% cash advances
Scotiabank Value® Visa* Card
0% introductory interest rate on balance transfers for the first 10 months (1% fee per cash advance, 13.99% after that; annual fee $29).2 Plus no annual fee in the first year.2
Save up to hundreds of dollars a year on interest.
Annual fee: $29
Interest rates: 13.99% purchases / 13.99% cash advances
Scotiabank® Scene+™ Visa* Card (for students)
Earn up to 7,500 bonus Scene+ points within your first 3 months.2
Earn 2 Scene+ points4 on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.
Earn 2 Scene+ points4 on every $1 you spend at Home Hardware.
Annual fee: $0
Interest rates: 20.99% purchases / 22.99% cash advances
Scotiabank Value® Visa* Card (for students)
Save up to hundreds of dollars a year on interest.1
0% introductory interest rate on balance transfers for the first 10 months (1% fee per cash advance, 13.99% after that; annual fee $29).2 Plus no annual fee in the first year.2
Annual fee: $29
Interest rates: 13.99% purchases / 13.99% cash advances
Scotia Momentum® Visa* Card (for students)
Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2
Annual fee: $39
Interest rates: 19.99% purchases / 22.99% cash advances
Scotia Momentum® No-Fee Visa* Card (for students)
Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).2 Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (2% fee per cash advance, 22.99% after that; annual fee $0).2
Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances
Scotiabank American Express® Card (for students)
Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).4
Earn 3 Scene+ points1 on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more.
Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances